About Us  > Blog

Shenandoah on Community

by Prosper on 12/31/07

The Prosper Community is a dynamic group of borrowers, lenders, and group leaders, all brought together for the common purpose of exchanging money.  Over the past year and a half that I have been a part of it I have seen friendships form, enemies get created, and romances take place.  Prosper touches a spot in all of our lives, and whether we love it or wonder just why we are here, very few can remain ambivalent.

West Of BolderProsper itself is a lesson in life, and it’s a lesson that is difficult for some of us to handle.  Many of us came to Prosper truly believing in our fellow humans, listening to the sob stories of borrowers and hoping to make the difference that will turn their lives around.  Through the difficult trials of watching our first late payment, followed by more, and our first default, also followed by more, all accompanied by a fall in our expected ROI, some of us have learned about a side of human nature that we never knew before.  We lose some of our trust and become hardened to the stories being shared by the new borrowers that come along.

There is a huge diversity among the community, from lenders looking for a place to stick some extra money down to the borrowers that are living paycheck to paycheck, and everyone in between.  This frequently leads to misunderstandings between community members.  People handle misunderstandings differently, and some people leave the community angry, while others use it as an opportunity to learn something and improve themselves. 

One of my favorite aspects of the community is watching borrowers that are barely making it come here requesting a loan, and ending up not only getting their finances under control, but becoming an active member of the community and offering advice to others that are in the position they started out in.  Making a difference in people’s lives is what I see Prosper as really being about.

While the community has gone through its ups and downs, being a part of it is an experience I would never give up.  I have grown in many ways.

Shenandoah is a lender and group leader on Prosper.  Her Prosper group Rocky Mountain Community is for residents of the Rocky Mountains, specifically in the Colorado and Wyoming areas .


Leave a Comment

Prosper moderates all comments and will approve those that are directly relevant to the post. We do not publish comments that are spam, are offensive or appear to pass you off as another person.

(required)
(required) Email will not be published.
 

Comment Policy

 

*
To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
Click to hear an audio file of the anti-spam word


posted in Lenders no comments »

Connect with us

Search

Lenders

Karate Academy Improves Student Training with New Equipment

By Prosper on 03/4/15   [ 0 ]

Posted by Bill Walker Note: This post is based on a video submitted to our $2 Billion Strong Contest. To see more videos, visit our Facebook page. Kevin Johannes, a seventh degree black belt and owner of TASK Karate Academy, borrows through Prosper Loans because it offers him the best interest rates. But, that’s not [...]

Read More

Prosper Marketplace Partnership with Western Independent Bankers Expands Credit Opportunities for Small Banks and Their Customers

By Prosper on 02/26/15   [ 0 ]

We’re excited to announce today a partnership with Western Independent Bankers — a consortium of small community banks — that will give more banks the opportunity to offer credit to their customers, and more consumers access to affordable loans. Banks are under increasing pressure to deliver attractive interest rates for all consumers, and smaller banks [...]

Read More

Prosper Marketplace Announces Acquisition of American Healthcare Lending

By Prosper on 01/27/15   [ 0 ]

Today, Prosper Marketplace is excited to announce its first-ever acquisition — American Healthcare Lending, a leading patient financing platform. This is an important step in expanding our capabilities and bringing our product into a market where we believe it can make a positive impact. Healthcare lending is a growing industry, and one that we’re excited [...]

Read More

« Older Entries

Monthly Archive


Notice: Blogs and other materials posted on or linked from this page that use the name "Prosper" generally use that name to refer to Prosper Marketplace, Inc. if published before January 31, 2013 and to refer to Prosper Funding LLC if published on or after February 1, 2013.