The following is a guest post by Prosper Lender Steven Grimes.

I’ve been bidding out money as a lender on Prosper for awhile now, and I find it a great hobby. Some people like skiing, some people like remote control airplanes, I like making money!

I own rental property and it’s a little worrisome at times to say the least. To date, Prosper has not called me to fix a leaky pipe or a broken door or a stopped up toilet. Prosper works!

I was skeptical at first, but over time I have grown to trust my instincts in picking out people to commit my money to. It’s pretty easy with all the info Prosper gives you.

I’ve gotten three friends to join and now it gives us more to talk about. Of course they were skeptical in the beginning, but as I kept showing them my stats, I won them over. I don’t easily recommend anything, especially when it comes to money, but this works.

I’ve turned several small fortunes into smaller ones through stocks and mutual funds before, and it looks impossible to take that kind of a beating on Prosper. Go conservative, make 8%, go aggressive and hang on for more profit. It’s a way for the little guy to take a piece away from the big guys. I bet banks are shivering at the growth and potential of this direct lending site.

I do feel like I’m helping people and I’m having fun and creating an income string for my future at the same time!