Welcome to another roundup here at Prosper. School is in session for many, hurricane season has started, and summer is nearly over with autumn creeping in to take its place. How are you improving your personal finance?

Investing Intelligently blogs a debunking post to “why index investing may not be for you”. Which opinion do you agree with?

CNN Money posts 5 ways to manage a ‘flexible’ income and three tips to quickly fix your income should it not be up to snuff.

Credit problems? Rich Credit Debt Loan gives 6 easy tips on raising your FICO score this week.

I’ve Paid for it Twice Already writes couponing is for more than food. This is very true, and not all coupons are something you take to the register – of course I’m referring to rebates.

In answering a reader question Digerati Life explains 10 reasons why buying penny stocks is nothing but a mistake.

Lazy Man and Money’s guest writer Handyman offers some simple tips for easy and cheap home remodeling.

Speaking on home improvement, Generation X Finance offers up some advice in how to increase the value of your home by 5% to 11% with little effort and little money.

Brip Blap asks what is a career?

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RateLadder is a Prosper lender and has been since July, 2006. He has a passion for p2p lending. He owns RateLadder — My Prosper.com Journey and other P2P Lending Adventures, P2P No Bank the P2P Blog Aggregate, and ProProsper — Professional Tools for Prosper Lenders featuring SQL access to Prosper data.