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2009 looms ahead

by Catherine Muriel on 12/26/08


Do you still make resolutions?

Well here are a few that you might want to think about as 2009 draws closer and a few key dates to make a note of….

 Stocks and such: the Stock Market opens up again January 2nd 2009 – this might also be a really good time to develop a plan for saving more money and readjusting your budget in light of a potentially difficult first quarter.

College for kids: don’t forget to fill in the Free Application for Federal Student aid if you have a teenager applying for college this fall.

Taxes:  If you are doing quarterly taxes your estimated federal taxes for the fourth quarter are due. And of course you can start preparing for your taxes for all of 2008 in January so you can file early and receive your rebate check.

Review your credit:  you are entitled to a free credit report once a year. Be careful of those sites that tout free and then ask you to sign up for all sorts of bells and whistles that end up costing you about $40.00. Since 2003, the Fair and Accurate Credit Transactions Act has made it possible for individuals to obtain one free annual credit report from each of the three major credit reporting agencies per year. AnnualCreditReport is the only site that provides them without strings attached so you might want to check that one out.

Fun days: January 20th is the Inauguration – of course every network will be carrying this live.  And the SuperBowl is on February 1st.  Who will be playing in Tampa Bay, Florida we wonder….

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