All too often we return something for store credit, then forget all about it. Or we get a gift card and never get around to using it.

Treat your credits and gift certificates like money – because they are! Use them to pick up something on super-sale, or something a bit extravagant that you’ve wanted for a while.

If the store doesn’t have anything you like, you can regift a gift cards to someone else. Or use this “found money” to buy a gift someone will like, or to buy a ‘generic’ type of gift that you can have on hand to give to someone later.

Whatever you do – use your store credits, gift cards, and gift certificates! Don’t let them expire, lose them, or find out too late that the store has closed. You’ll kick yourself for throwing away money.

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