Using Prosper Ratings to Diversify Your Portfolio for More Consistent Returns

About Us > Blog

Using Prosper Ratings to Diversify Your Portfolio for More Consistent Returns

by Prosper on 06/1/12

In this 15-minute video, Prosper.com executives Jim Catlin, EVP of Risk, and Joseph Toms, Chief Investment Officer cover:

Analytical insights on the performance of loans based on risk ratings (Prosper Ratings AA to HR)

What to consider beyond the estimated return of a P2P investment

How to use Prosper Ratings to diversify your portfolio for more consistent returns

Webinar: Using Prosper Ratings to Create a Diversified Portfolio for More Consistent Returns.wmv

Suggested next steps:

Read the Prosper Blog, “The Power of Diversification: 100% Positive Returns with 100 or More Prosper Notes”

Review your current allocation by Prosper Rating. See where your portfolio needs adjusting, based on your investing style and risk tolerance. Sign in to your account.

Use Advanced Search and/or Automated Quick Invest to set up criteria according to your portfolio allocation. You can re-invest as payments are received, or transfer funds to your account.

Diversification is an important, time-tested component of an investment strategy. Stay tuned for more content for Prosper investors that highlight the benefits of diversifying your Prosper investment.

As always, we appreciate your comments and questions. Please post a comment below.

Notes offered by Prospectus.

Prosper Marketplace, Inc. is not registered as an investment adviser with any federal or state regulatory agency. The information contained in this webinar is for informational purposes, and should not be construed as individually tailored investment advice or as a recommendation with respect to any security or investment approach. This webinar has been prepared without regard to the circumstances and objectives of its participants and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any participant. Each participant should consider the appropriateness of any investment decision having regard to his or her own circumstances, the full range of information available and appropriate professional advice. Prosper Marketplace, Inc. recommends that each participant seek independent investment and financial advice concerning any services or investments discussed in this webinar.

Laura

The video stops short 5 minuted into the workshop, and does not continue. I’d love to hear the rest!
http://blog.prosper.com Prosper Blog

Laura –

Thank you for letting us know! We have corrected this error. The video should play through now. Please let me know if you are still experiencing this error.

Kristina
Ktate@prosper.com
http://www.diamondfateful.com angela singleton

Prosper has been a financial lifesaver for me. I’m looking forward to more investment webinars.
John

It would be interesting to see how default rates vary by state. Do states in poor financial condition (California comes to mind) have higher personal default rates than people in more economically conservative states?

Also, it was difficult to read the slides with the smaller fonts.
Oveta Johnston

I don’t have perfect credit but I would like to see if you are a direct lender. If so,, I would like to complete an application to see if I can qualify
Matt

I’m new to p2p investing and was wondering what happens to money invested in a loan that the time runs out. Does it get credited back to your account.
http://blog.prosper.com Prosper Blog

@Matt Welcome to peer-to-peer lending! Yes, if a loan that you have invested in is not fully funded, your investment will be credited back to your account and you will get notified via email.
Let us know if you have any other questions.

posted in Featured,Lenders,Personal Finance Education,Prosper News 7 comments »

Connect with us

Facebook Subscribe Twitter

Search

Loan Types

Lenders

Prosper Reports Record Month in April

By Prosper on 04/30/13 [ 12 ]

Prosper has just finished its best month ever for loan originations – we have reached $20.2M in loans for April, and $500M since inception. April’s performance was achieved with the largest volume and the highest average loan amount in history with 1,969 loans and $10,277 respectively. This amount is a 34% growth over March, 2013 [...]

Welcome back Washington lenders!

By Prosper on 04/4/13 [ 5 ]

We are very pleased to announce that in working with the Securities Division of Washington’s Department of Finance we have achieved approval status for Washington lenders once again. Starting first thing tomorrow morning, Washington lenders will have access to all lending through our platform. We are happy to welcome everyone back! We also wanted to [...]

A Note from our President, Aaron Vermut, as Prosper Looks to the Future

By Prosper on 03/30/13 [ 48 ]

It’s been a little over two months since CEO, Steve Vermut and Head of Global Institutional Sales, Ron Suber, joined Prosper’s management team, and this week, I am excited to be joining them full time as President. I wanted to let our community know that we intend to use this blog as a method of [...]

« Older Entries