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Using Prosper Ratings to Diversify Your Portfolio for More Consistent Returns

by Prosper on 06/1/12

In this 15-minute video, Prosper.com executives Jim Catlin, EVP of Risk, and Joseph Toms, Chief Investment Officer cover:

  • Analytical insights on the performance of loans based on risk ratings (Prosper Ratings AA to HR)
  • What to consider beyond the estimated return of a P2P investment
  • How to use Prosper Ratings to diversify your portfolio for more consistent returns

Webinar: Using Prosper Ratings to Create a Diversified Portfolio for More Consistent Returns.wmv

Suggested next steps:

  • Review your current allocation by Prosper Rating. See where your portfolio needs adjusting, based on your investing style and risk tolerance. Sign in to your account.

Diversification is an important, time-tested component of an investment strategy. Stay tuned for more content for Prosper investors that highlight the benefits of diversifying your Prosper investment.

As always, we appreciate your comments and questions. Please post a comment below.

Notes offered by Prospectus.

Prosper Marketplace, Inc. is not registered as an investment adviser with any federal or state regulatory agency. The information contained in this webinar is for informational purposes, and should not be construed as individually tailored investment advice or as a recommendation with respect to any security or investment approach. This webinar has been prepared without regard to the circumstances and objectives of its participants and should not be relied upon as authoritative or taken in substitution for the exercise of judgment by any participant. Each participant should consider the appropriateness of any investment decision having regard to his or her own circumstances, the full range of information available and appropriate professional advice. Prosper Marketplace, Inc. recommends that each participant seek independent investment and financial advice concerning any services or investments discussed in this webinar.

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7 Responses

Laura | June 4th, 2012 at 6:33 am

The video stops short 5 minuted into the workshop, and does not continue. I’d love to hear the rest!

Prosper Blog | June 4th, 2012 at 12:29 pm

Laura –

Thank you for letting us know! We have corrected this error. The video should play through now. Please let me know if you are still experiencing this error.


angela singleton | June 5th, 2012 at 4:52 pm

Prosper has been a financial lifesaver for me. I’m looking forward to more investment webinars.

John | June 6th, 2012 at 4:55 am

It would be interesting to see how default rates vary by state. Do states in poor financial condition (California comes to mind) have higher personal default rates than people in more economically conservative states?

Also, it was difficult to read the slides with the smaller fonts.

Oveta Johnston | June 24th, 2012 at 2:06 pm

I don’t have perfect credit but I would like to see if you are a direct lender. If so,, I would like to complete an application to see if I can qualify

Matt | June 27th, 2012 at 5:27 am

I’m new to p2p investing and was wondering what happens to money invested in a loan that the time runs out. Does it get credited back to your account.

Prosper Blog | June 29th, 2012 at 9:13 am

@Matt Welcome to peer-to-peer lending! Yes, if a loan that you have invested in is not fully funded, your investment will be credited back to your account and you will get notified via email.
Let us know if you have any other questions.

posted in Featured,Lenders,Personal Finance Education,Prosper News 7 comments »

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