Author Archive

Greetings from lender services! At Prosper I assist our lenders with everything from getting started on Prosper to full account reviews. Everyday we help a whole new group of lenders, each day is different. Some lenders are very methodical, looking at all the previous listings and using the Q&A extensively. Other lenders like to help people in need; social lending at its best. Hearing from all our lenders on what has worked for them, what hasn’t, I have no shortage of stories and experiences to share.

My lending strategy is focused on the social lending aspect, though I closely analyze the credit data for risk. I’m not a large lender, and that allows me to find loans that I have a certain connection with. This may be to help a recent UC Davis graduate to get on her feet, I can relate with the financial burdens students face during and after college. I’ve shared interests with my borrowers, some want a new boat, others want to start their own skateboard company. I enjoy helping people get a loan when we share a common interest, even though I will never meet the borrower. That’s what makes lending on Prosper fun for me, and why searching through pages of listings can be so rewarding.

Being a Pittsburgh Steelers fan, I recently helped fund a loan for a new fight song compact disk. Most of my borrowers have mid-prime credit with currently no delinquent accounts, and a low number of recent inquires. I like helping real people through Prosper, that’s the enjoyable part for me.

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Cameron Fleischer is a Lending Account Manager at Prosper