The personal finance blogosphere was packed with great articles this week… Here are a few of our favorites…

GenX Finance details the Top 12 Money Mistakes Most People Make and special congratulations to GenX Finance for being named by PC Magazine to the Top 15 Websites for Managing (and Saving) Money
 
RateLadder updates 1 Month Late or Worse Curves

LazyMan explains How to Save on Gas (35 Tips Inside)

Cash Money life had a series on the first 4 steps to becoming a millionaire…
1. Earn Money
2. Spend Less Than You Earn
3. Save Money
4. Invest

brip blap examines The Difference Between the Big Picture and the Little Picture

The Digerati Life and Basic Business Advice from an Accidental Entrepreneur

The Writer’s Coin is Using Sports to Understand Investing Numbers

The New York Times and Danger Lurks When Shopping for Student Loans

Want to be a part of this round up in the future? It is easy… leave a relevant blog comment and/or link to a Prosper blog post in a relevant way from your own blog. Then, when I stop by your blog to see who you are, be sure to have fresh content as most of the posts that will be highlighted here will have been published in the last week.

Plus blogs that send trackbacks that are approved will be featured in the sidebar while their trackback remains one of the last 5 received.

While this will not guarantee that you will be included it will certainly get my attention… The blogs featured here already have my attention. Will you be next?

RateLadder is a Prosper lender and has been since July, 2006. He has a passion for p2p lending. He owns RateLadder — My Prosper.com Journey and other P2P Lending Adventures, P2P No Bank the P2P Blog Aggregate, and ProProsper — Professional Tools for Prosper Lenders featuring SQL access to Prosper data.

This week has been interesting to say the least…  I am very much looking to see what the future will hold.  I hope you had a great week as well…

Financial Blogosphere…

Loan Chimp thinks Portfolio Plans are Growing Up

Lending Stats blog on Privatizing risk, socializing losses

Cash Money Life offers this guide on How to Become A Millionaire

Rich Credit Debt Loan reviews the phenomenal book by chess prodigy Josh Waitzkin: The Art of Learning (He was the boy on which the book and movie Searching for Bobby Fisher were based.)

Practically, The Digerati Life offers 15 Fire Safety Tips To Protect Your Home

brip blap says that work-life balance is a false choice

Lazy Man and Money reviewed Free Credit Scores from Credit Karma

Living Off Dividends says Help! I’m Losing My Home To Foreclosure (on his landlord)

Wealth Boy explores Why Drilling Offshore is a Bad Idea

Fishing Blogs

The weather outside is beautiful why are you indoors? 

You should be out fishing like I am a Bass Fisherman… maybe even catch a whopper (or simply relive a past catch) and get paid for your fish story.  Shanan Rosenberg entered the Russian River Steelhead…

 

Golf Blogs

Maybe golf is your thing. Average Golfer, like the rest of the golf blogs, is talking about the phenomenal Greg Norman and Padraig Harrington in Harrington Filets Shark.  Before heading out for a competitive round be sure to follow these 3 Tips for Getting Mentally Prepared to Play Golf.

Fitness and Health Blogs

Perhaps you are into fitness and exercise. Fit Bloggers has it covered, whether the 100 push up challenge or actually doing the 100 push ups.  If you can’t get into the gym here are 8 Easy Ways to Exercise Throughout the Day. For a little humor check out Decrease your Likelihood of Being Hit By a Meteor.

DIY Blog

If all forms of leisure fail, you can always rely on DIY projects…  Here are a few from the Handy Man: Installing Walkway Pavers, How to Make a Mosaic Tile Countertop, or even simply Choosing a New Flooring.

Want to be a part of this round up in the future? It is easy… leave a relevant blog comment and/or link to a Prosper blog post in a relevant way from your own blog. Then, when I stop by your blog to see who you are, be sure to have fresh content as most of the posts that will be highlighted here will have been published in the last week.

Plus blogs that send trackbacks that are approved will be featured in the sidebar while their trackback remains one of the last 5 received.

While this will not guarantee that you will be included it will certainly get my attention… The blogs featured here already have my attention. Will you be next?

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RateLadder is a Prosper lender and has been since July, 2006. He has a passion for p2p lending. He owns RateLadder — My Prosper.com Journey and other P2P Lending Adventures, P2P No Bank the P2P Blog Aggregate, and ProProsper — Professional Tools for Prosper Lenders featuring SQL access to Prosper data.

I had the pleasure of attending a 4th of July celebration in Sonoma, CA. The town pulls out all the stops to put on an old fashioned 4th of July celebration. From the parade, to the carnival in the town square, to the fire department sponsored fireworks everything was incredible… I hope everyone’s 4th of July celebration was festive and safe.

Here are some of my favorite posts from around the blogosphere…

Personal Loan Portfolio hosted the 10th Edition of the Carnival of Peer-to-peer Lending. Here are my favorite articles of the carnival that have not already been highlighted in a previous roundup…

• A Borrower’s Guide to Using Prosper by Earthlier Happy is the Rose Distilled
• P2P Lending/Borrowing on Prosper.com

The Digerati Life says she is Proud To Be An American Says This First Generation Immigrant

Rich Credit Debt Loan shows 4 Easy Ways to Raise Your Credit Score

Lazy Man had these Budget Fourth of July Activities

Cash Money Life offers The Other America - Commentary on Food Stamps and the Economy

My Two Dollars hosted a post concerning The Difference $10 A Day Makes.

And given the need for safety this weekend and to provide at least a little humor (see the picture on the post). SFBoater presents Boat Trailer Safety — Always use Backstraps

Want to be a part of this round up in the future? It is easy… leave a relevant blog comment and/or link to a Prosper blog post in a relevant way from your own blog. Then, when I stop by your blog to see who you are, be sure to have fresh content as most of the posts that will be highlighted here will have been published in the last week.

Plus blogs that send trackbacks that are approved will be featured in the sidebar while their trackback remains one of the last 5 received.

While this will not guarantee that you will be included it will certainly get my attention… The blogs featured here already have my attention. Will you be next?

Photo Credit 1

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RateLadder is a Prosper lender and has been since July, 2006. He has a passion for p2p lending. He owns RateLadder — My Prosper.com Journey and other P2P Lending Adventures, P2P No Bank the P2P Blog Aggregate, and ProProsper — Professional Tools for Prosper Lenders featuring SQL access to Prosper data.

Welcome to the longest day of the year… OK so it was actually the 21st, but close enough… I hope are enjoying the sunshine in your neck of the woods. Our thoughts and prayers are with flood victims in the Midwest.

Here are some of our favorites posts from around the blogosphere…  I will be covering the usual suspects but also over the coming weeks try to introduce you to a few new blogs that are from a variety of various topics…  Hopefully you find this interesting and helpful…

Personal Finance

Lazy Man and Money asks Should You Have an Emergency Charity Fund? 

Rich Credit Debt Loan offers 3 Reasons Why Paying With Cash Hurts You in the Long Term

Blogging Away Debt does algebra in Double Payment + Cancelled Health Insurance + Missing Income = Thank Goodness for Emergency Fund

brip blap examines how America grew rich, fat and unhappy

Cash Money Life says Think Twice Before Canceling Credit Cards

Generantion X Finance has a cage match in ETFs vs. Mutual Funds: Which One is Right for You?

The Digerati Life asks rhetorically When Should You Buy Into The Stock Market? Like Yesterday.

Handy Man Fix Home Repair straddles the line between personal finance and DIY home repair in How to Make Old Appliances Look New

Health and Fitness

Weight Loss Journal explores how to Ramp Up Your Metabolism Naturally

Get Fit Slowly says It’s Hard To Be Healthy With Kids

Journal for Healthy Living has an Idea: Going Vegetarian For One Week

Lazy man and Health tries to Lose Weight with Sports

Fat Man Unleashed attempts to convince us that Golf Can Be A Dangerous Sport

While No Calories Needed is Combining Walking And Practicing Golf

Photo Credit: 1

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RateLadder is a Prosper lender and has been since July, 2006.  He has a passion for p2p lending.  He owns RateLadder — My Prosper.com Journey and other P2P Lending Adventures, P2P No Bank the P2P Blog Aggregate, and ProProsper — Professional Tools for Prosper Lenders featuring SQL access to Prosper data. 

Here’s hoping that you and yours had a great Father’s Day.  Mine was fantastic… My wife surprised me by flying my dad in for a visit from another part of the country and I enjoyed it very much… 

Around the Prosper, p2p lending, and personal finance blogosphere….

BankRate coveres Peer-to-peer online lending grows in tight economy

“Home equity used to be the cash management tool for the credit-worthy borrower, and that has really, really dried up,” says Chris Larsen, CEO at Prosper. “In many ways, Prosper’s three-year, $25,000 loan is a pretty good proxy for what people were using home equity for — improving their home, starting a sole proprietorship, college costs and certainly for replacing credit card debt.

“On the return side, people that are getting 3 percent if they’re lucky (can find) it’s pretty easy to get returns that might range from 5 percent to 11 percent (on Prosper).”

RateLadder gives 8 Listing Strategies to get Best Prosper Loan Rate, an update of the Vintage Curves, and hosted the 9th Edition of the Carnival of P2P Lending.  The Prosper Blog was represented by Doug Fuller and Debt Sale Update. Other Posts of Note:

• Why Borrowers With Bad Credit Pay A Higher Interest Rates
• P2P Lending Grows in Popularity as Banks Slow Lending (Are Individual Lenders Suckers or Savvy?)

Lazy Man says Dear iPhone: I Love You and Your New Great Price, but…

Blogging Away Debt tells how A Walmart Cashier Saved [her] From an Impulse Buy.

brip blap asks Does Innovation require desperation? 

Cash Money Life explains how to Freeze Your Air Conditioning Costs.

GenX Finance offers 5 Quick Homeowners Insurance Tips That Can Save You Money and Your Home.

Me vs Debt wonders about The Cost of Comfort.

The Digierati Life tells how to Increase the Value of Your Home With a Few Simple, Affordable Changes.

And finally… it is with sad hearts that we wish Mike @ ProsperousLand good luck with his new job and wish him a speedy recovery towards continuing p2p blogging… (read his exit post in I Surrender)

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RateLadder is a Prosper lender and has been since July, 2006.  He has a passion for p2p lending.  He owns RateLadder — My Prosper.com Journey and other P2P Lending Adventures, P2P No Bank the P2P Blog Aggregate, and ProProsper — Professional Tools for Prosper Lenders featuring SQL access to Prosper data.