Offer Extended! Due to continued high borrower demand for loans, we are extending our cash back offer through Wednesday, March 23rd.  We are offering 3% cash back on all manual investments in our Loan Listings featured here:

http://www.prosper.com/invest/individual_loans.aspx *

As these listings fund, new listings will be added to the list, so make sure to check back regularly for new offerings! Continue reading Extended: Prosper Offers 3% Cash Back on Select Listings

For our valued lender community we have a new limited time offer: Invest in Prosper loan listings from Friday March 4th until midnight, Friday March 11th and get 2% cash back!*

Minimum Eligibility Requirements

• Loan listings must be for at least $5,000

• You must invest at least $100 per loan listing

Continue reading LIMITED TIME ONLY: Invest now and get 2% cash back

We wanted to talk in more depth today about the relationship between expected losses, actual losses, and the effect those losses have on lenders’ portfolios. At the simplest level, lender returns are a function of two things: the interest rates on their Notes and the number of borrowers who fail to make their payments. Again, we’re simplifying, but the general equation to keep in mind is Interest – Losses = Return. Continue reading Prosper Risk Management Drives Best P2P Returns

Today we are excited to announce the launch of our new expanded product offering including 1-year and 5-year term loans. Our offering of one, three and five year loan terms is now the broadest available in the industry. Read the full press release here. Continue reading Prosper Unveils 1-Year and 5-Year Peer-to-Peer Loans

Let’s face it; most Prosper lenders are here to make a good return.  But many lenders also gravitate to Prosper with the objective of doing well, by doing good.  In the case of 6th Mega, Prosper lenders bid on a creditworthy “goodware” developer with a cause. Continue reading What do Prosper Lenders, the iPhone, a Puffer Fish and Supporting Ecosystem Restoration Have in Common? Prosper Borrower 6th Mega