American consumers are planning to spend an average of $1,000 on holiday shopping this year, up 4% from last year, according to a recent survey. With that much money on the line, it’s more important than ever to be a savvy shopper. With some thoughtful planning and smart strategies, you can still be on track […]
Understanding How a HELOC Works
If you’re planning to make a major home improvement or looking for a smart way to cover a large expense or purchase, you have several options for borrowing money, such as a personal loan or a home equity line of credit (HELOC). Personal loans have grown in popularity because of their simplicity and ability to […]
How to Give Yourself a Financial Checkup
Are you on the road to financial freedom or do you need to make a U-turn? Regardless of your financial situation, November is a great time to take a look at your personal financial situation and make adjustments. Why now, you ask? If you move fast, you will probably be able to make adjustments before […]
Prosper Performance Update: September 2018
Today we are sharing performance data from the Prosper Portfolio for September 2018. Highlights from the September report include: In September, 61% of originations were rated AA-B as Prosper continues to reduce the risk profile of originations on the platform. Dollar WA FICO for the month of September was 717, remaining flat month-over-month and increasing […]
10 Ways to Save Money on Your Energy Bill this Winter
With winter right around the corner, the fall season is the perfect time to identify smart ways to make your home more energy efficient. With a few adjustments, you can save money on your winter utility bills while staying warm and comfortable. We’ve compiled our favorite tips, many of which are easy and inexpensive to […]
Credit Cards vs. Personal Loans: Which is Right for You?
Maybe you’re planning to make a big purchase, start a home improvement project, or consolidate existing debt. As you consider potential options for borrowing the funds you need, you might be wondering about credit cards vs. personal loans. Both choices are popular, but they certainly aren’t identical. Here we’ll compare the two options across five […]