By Sean Pyles Gardens can take many shapes — expansive beds of seasonal vegetables, decorative plants stuffed into an apartment, a shelf of herbs growing near a kitchen window. Whatever the configuration, the fundamentals are the same: seeds, soil, care — and cash. That last ingredient can be the hardest to come by. But no […]
Prosper Performance Update – May 2019
Today we are sharing performance data from the Prosper Portfolio for May 2019 Highlights from the report include: In May, 66% of originations were rated AA-B and the dollar weighted average FICO was 717, relatively flat month-over-month. The weighted average income of borrowers on the platform in May increased by $7,957 year-over-year, to $103K. The […]
Your Credit Score Just Dropped: Here’s Why
Did you get an unwanted surprise recently when checking your credit score? Before you panic over an unexpected drop, understand that everyone’s credit score fluctuates based on several factors, most of which have relatively easy fixes. Ask yourself if one of these common culprits is to blame for your credit score drop. Did you recently […]
Paying for a Summer Vacation: Your 3 Best Options
Summer is here and vacations are calling. Whether you’re dreaming of an exotic trip or a weekend getaway, it can get pricey fast. Wondering if you can afford a summer vacation, and if so, what’s the best way to pay for it? Estimate the Cost and Adjust As Necessary Last summer, Bankrate estimated a vacation […]
Prosper Performance Update – April 2019
Today we are sharing performance data from the Prosper Portfolio for April 2019. Highlights from the report include: In April, 65% of originations were rated AA-B and the dollar weighted average FICO was 717, relatively flat month-over-month. Weighted average income of borrowers on the platform in April increased by $9,493 year-over-year. The weighted average borrower […]
Is a Credit Card Balance Transfer Right for You?
If you’re like the average American who has thousands of dollars in credit card debt, you might be considering a credit card balance transfer. Such offers can be a real solution for lowering your credit card interest rate and paying off your balance sooner; however, there are some caveats to those benefits that you need […]