A personal loan is a set amount of money that you borrow from a bank or lender, which you then pay back in fixed installments each month over a set period of time. A personal loan is a popular option for those looking to cover a big bill or have some extra money on hand. Let’s dive into everything you need to know about personal loans.
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Prosper Performance Update – October 2019
Today we are sharing performance data from the Prosper Portfolio for October 2019 Highlights from the report include: In October, 64% of originations were rated AA-B. The dollar‑weighted average FICO on the platform was 720, relatively flat month‑over-month. The weighted average income of borrowers on the platform in October was ~$106K, relatively flat month-over-month. The […]
What Credit Score is Needed to Buy a House?
There’s a lot to think about when you’re buying a house. You’ll want to consider what neighborhood you want to live in, what schools or businesses are nearby, what style home you want—and that’s not even touching on finances. Buying a home is probably the biggest purchase you’ll make in your lifetime, so it’s no […]