The key is knowing when paying for the convenience is within your budget, and when to grin and bear it yourself. Here are a few tips for determining the difference, allowing you to find a balance between spending money and saving time.

It’s no secret that home renovations can take a lot of time and money, but a home renovation doesn’t just make the home nicer — it can also boost its value, making it a worthwhile investment.

The Federal Reserve (Fed) recently announced a 0.25% increase in its benchmark interest rate to a new range of 1.75% to 2%, the seventh such hike in more than two years. After holding interest rates close to zero for several years following the last downturn, the Fed is now raising rates as the U.S. economy gets stronger.

While it’s easy to see how savings are an important part of financial well-being, it can be tricky to figure out exactly how much to save in each phase of your life. So, we’re breaking it down and providing practical guidelines to help you nail the numbers for your 30s, 40s and 50s.