With winter right around the corner, the fall season is the perfect time to identify smart ways to make your home more energy efficient. With a few adjustments, you can save money on your winter utility bills while staying warm and comfortable. We’ve compiled our favorite tips, many of which are easy and inexpensive to […]
Credit Cards vs. Personal Loans: Which is Right for You?
Maybe you’re planning to make a big purchase, start a home improvement project, or consolidate existing debt. As you consider potential options for borrowing the funds you need, you might be wondering about credit cards vs. personal loans. Both choices are popular, but they certainly aren’t identical. Here we’ll compare the two options across five […]
An Update on Pricing and Credit Changes
As one of the largest online marketplaces for consumer credit, Prosper regularly calibrates its credit and pricing models in order to maintain a balanced and sustainable marketplace that is equally appealing to both borrowers and investors. Today, we are providing an update on the credit and pricing changes on Prosper’s platform in 2018. These changes are […]
Prosper Performance Update: August 2018
Today we are sharing performance data from the Prosper Portfolio for August 2018. Highlights from the August report include: In August, 63% of originations were rated AA-B as Prosper continues to reduce the risk profile of originations on its platform. Dollar Weighted Average (WA) FICO for August was 717, an increase of 2 points since […]
