In today’s digital world, news of database breaches and widespread hacks seem all too frequent. If a bad actor manages to get ahold of your personal information, they can seriously damage your credit profile by taking out loans in your name or racking up unpaid debts. Many people are choosing to freeze their credit to […]
Tips for Keeping Your Budget on Track This Holiday Season
This holiday season, give yourself the gift of better financial well-being by keeping your budget on track. Between presents, travel and celebratory gatherings, it can be easy to overspend—but sticking to your financial plan is well worth the extra effort. Check out our seven tips for staying on budget this holiday season: 1. Avoid spontaneous […]
7 Debt Myths to Ditch ASAP
Some of the most common beliefs about debt are actually myths When it comes to debt, you’ll discover plenty of conventional wisdom and old wives’ tales floating around. But should you believe everything you hear? Definitely not. In fact, some of the most common beliefs about debt are actually myths. We debunk seven popular misconceptions […]
Prosper to Launch New Digital HELOC Product
Prosper recently announced it will launch a new digital Home Equity Line of Credit (HELOC) product in 2019. The introduction of Prosper’s new HELOC offering marks another milestone for the company, which launched in 2005 at the first peer-to-peer lending company, with more than $13 billion in personal loans originated through its platform to date. […]
Holiday Shopping Season Is Here – Avoid These 5 Mistakes
American consumers are planning to spend an average of $1,000 on holiday shopping this year, up 4% from last year, according to a recent survey. With that much money on the line, it’s more important than ever to be a savvy shopper. With some thoughtful planning and smart strategies, you can still be on track […]
Understanding How a HELOC Works
If you’re planning to make a major home improvement or looking for a smart way to cover a large expense or purchase, you have several options for borrowing money, such as a personal loan or a home equity line of credit (HELOC). Personal loans have grown in popularity because of their simplicity and ability to […]