Did you get an unwanted surprise recently when your credit score dropped? Before you panic over an unexpected decrease, understand that everyone’s credit score fluctuates based on several factors, most of which have relatively easy fixes. Credit Score Drop Reason #1: Were you recently late on a payment or miss a payment altogether? Of the […]
Paying for a Summer Vacation on a Budget: Your 3 Best Options
Summer is here and vacations are calling. Whether you’re dreaming of an exotic trip or a weekend getaway, it can get pricey fast. Wondering if you can afford a summer vacation, and if so, what’s the best way to pay for it? Estimate the Cost and Adjust As Necessary Last summer, Bankrate estimated a vacation […]
#MyProsperStory Spotlight
“I’ve lived most of my life paycheck-to-paycheck, always fearful of some catastrophic expense. Debt had become so normalized that I didn’t even blink as I took on more and more. I had my share of credit cards and paid more than the minimums, but never really made headway toward paying them off. As time has […]
#MyProsperStory Spotlight
Is a Balance Transfer Credit Card Right For You?
If you’re like the average American who has thousands of dollars in credit card debt, you might be considering a credit card balance transfer. Such offers can be a real solution for lowering your credit card interest rate and paying off your balance sooner; however, there are some caveats to those benefits that you need […]
5 Ways to Pay for a Home Improvement Project
If you’re dreaming of a new kitchen, master suite or outdoor deck and you’re not sure how to finance it, there are several options to consider. From home improvement loans to HELOCs to credit cards, there are likely multiple options that work for you. The key is figuring out the best option for your situation […]