Are you on the road to financial freedom or do you need to make a U-turn? Regardless of your financial situation, November is a great time to take a look at your personal financial situation and make adjustments. Why now, you ask?
When you ghost a person, you suddenly and with no explanation stop communicating, poof – into the ether, never to be heard from or seen again, you just cut it off. When you ghost on your finances you decide you’re not going to deal with them, you refuse to be in dialogue with the numbers and you won’t admit to yourself why.
There’s a chill in the air, grocery stores have their candy shelves fully stocked, and everything is just a little bit spooky, with plenty of haunted houses and new horror movies premiering. It’s the season to face our fears — and for many, nothing is quite as scary as our finances.
If you are like the majority of Americans, you have a mound of debt that you are eager to pay off. In fact, the New York Federal Reserve released a report that the total household debt for Americans reached $12.73 trillion in 2017, surpassing the 2008 peak. Yikes!
Imagine grabbing brunch with your girls. Giggling over mimosas, catching up on the love life situation (or lack thereof…sigh), getting the scoop on the latest shopping deals and…whether you should pull your money out of your 401k plan to invest elsewhere.
Home ownership is a big part of the American Dream for many families. But, owning a home comes with the possibility of major unexpected expenses when big-ticket items break — and there is no landlord to turn to for repairs.