Do you have a nagging travel itch that just won’t go away? Perhaps you daydream of sitting poolside in Fiji, but your bank account jolts you awake with another staycation in mind. Many of us love traveling, or at least love thinking about it when financial responsibilities get in the way.
While there are a lot of good reasons to ditch the 9-to-5 grind for freelance work, there are also some traps that could cost first-time freelancers a lot of money. These important financial tips can help freelancers avoid expensive mistakes.
Individuals and communities have increasingly become “Earth conscious,” making heroic efforts to save our planet from climate change, deforestation, pollution and other threats. While taking personal responsibility to repair the world may seem like a daunting task, it is actually a lot easier—and more affordable—than you may think. After making an investment in Mother Earth you can even save money. That means more green in your pocket in exchange for a greener, cleaner planet.
If you’re considering personal loans, you may want to understand how companies determine loan offers that are customized just for you. The short answer is your credit history. Three credit agencies (TransUnion, Equifax and Experian) track a large amount of data tied to your credit history, and the credit story this data tells factors into your credit score. This credit score plays a critical role in whether or not you’re approved for credit and has a significant impact on the loan offers that you receive.
With the summer winding down, college students across the country are preparing for another year of learning, and many are also preparing to manage life expenses while they focus on schoolwork. Everyone knows the cost of tuition is sky-high, but housing, books, and miscellaneous living expenses can add up just as fast. According to the College Board, these costs can average an extra $15,000 on top of tuition and fees at a four-year in-state school.
When people are short on cash, they’re most likely to turn to friends and family, so found a recent finder.com survey. These loans from our loved ones add up to a whopping $184 billion in estimated annual debt. For context, this friends and family debt — or “FF Debt” — is more than what Americans […]