Your credit score is an important part of your financial well-being. It’s one of the key factors lenders review to determine if they’re willing to offer you a new loan and what the terms will be. Here we’ll help you understand where your credit score comes from and what influences it.
With the end of summer right around the corner, you might be thinking of squeezing in one last getaway. Whether you’re embarking on an old-school road trip or an international expedition, sticking to your budget is always important.
When you’re shopping for a personal loan, the first thing you’ll likely want to know is what the interest rate will be. Interest rates don’t tell you everything you need to know, because interest rates alone don’t take into account any fees you may be charged during the life of your loan, such as the origination fee.
This week, Prosper crossed an important milestone on our journey to helping people achieve financial well-being: Over 1 million loans have been originated through the Prosper platform, totaling about $13 billion.
Can you believe we’re already well into summer? As back-to-school season quickly approaches and the holidays soon after that, consider taking a few hours to complete a summertime financial checkup. Completing a checkup is time well spent: You can assess your progress toward key goals and make adjustments to keep yourself on the path toward financial well-being.
The key is knowing when paying for the convenience is within your budget, and when to grin and bear it yourself. Here are a few tips for determining the difference, allowing you to find a balance between spending money and saving time.