American consumers are awash in debt. According to a recent report by the Federal Reserve, we collectively owe $4.1 trillion in consumer debt, including over $1 trillion in credit card or revolving debt. Are you stressed—both mentally and financially—about your share of this credit card debt? Then it’s time to take action and heed these […]
All parents want a happy future for their children, yet not enough moms and dads teach their kids about financial literacy, a key component of happiness. Educate your kids about money management and it can change their lives for the better.
By Sean Pyles Gardens can take many shapes — expansive beds of seasonal vegetables, decorative plants stuffed into an apartment, a shelf of herbs growing near a kitchen window. Whatever the configuration, the fundamentals are the same: seeds, soil, care — and cash. That last ingredient can be the hardest to come by. But no […]
Did you get an unwanted surprise recently when your credit score dropped? Before you panic over an unexpected decrease, understand that everyone’s credit score fluctuates based on several factors, most of which have relatively easy fixes. Credit Score Drop Reason #1: Were you recently late on a payment or miss a payment altogether? Of the […]
Summer is here and vacations are calling. Whether you’re dreaming of an exotic trip or a weekend getaway, it can get pricey fast. Wondering if you can afford a summer vacation, and if so, what’s the best way to pay for it? Estimate the Cost and Adjust As Necessary Last summer, Bankrate estimated a vacation […]
If you’re like the average American who has thousands of dollars in credit card debt, you might be considering a credit card balance transfer. Such offers can be a real solution for lowering your credit card interest rate and paying off your balance sooner; however, there are some caveats to those benefits that you need […]