Ready to pop the question, but not sure whether you can afford the ring? Luckily you don’t have to derail your engagement plans over the high cost of a forever stone. We’ve compiled some advice on how to set a ring budget and pay for it, and pop the question – all without derailing your financial goals.
Having a child and starting a family is the dream for so many, but getting pregnant can prove to be a difficult challenge. According to the CDC, 12 percent of women of childbearing age (15-44) have received treatment for infertility – a total that equals 7.3 million U.S. women.
We all look forward to a fresh start in the new year, and our finances are no exception. Last year one of the most common New Year’s resolutions for 2017 was to save more money, but 80% of all resolutions had failed by February. You don’t have to become a statistic this upcoming year by setting unrealistic goals or failing to commit.
Today we are sharing performance data from the Prosper portfolio for November 2017. As we highlighted in our previous report, credit tightening continues in the riskier grades, shifting the portfolio to an increased concentration of lower risk assets: 50.3% of assets were rated AA-B in November vs. 46.2% in October and 41.6% in Q3 2017.
The holidays are supposed to be a happy time, but for too many people, the financial strain of travel and gift-giving can cause a great deal of stress. This year could be even worse than usual: The American Psychological Association’s 2017 Stress in America survey found that the U.S. is already at its highest stress level on record going into this holiday season. Yikes!
Protecting your credit health during the holidays can be a challenge. While we look forward to giving gifts to our loved ones, the cost of travel, entertainment and of course gifts for everyone on your list can add up fast. And if you’re not careful, this can impact your credit health long after the holidays are over.